PURPOSE OF THE ROLE::
This role is responsible for reviews of the existing and new equity investment transactions of ICD, including investments in various Funds. It entails analysis of key risks, returns and performance of ICD’s equity portfolio by providing technical insight into the risks, mitigating factors, returns and valuation. The individual is expected to provide analytical views and recommendations on ICD’s Equity and Funds portfolio performance, and exit strategies/valuation to minimize the risks and maximize the returns of ICD’s portfolio.
Section 3: KEY RESPONSIBILITIES AND ACTIVITIES OF THE ROLE::
Prepare detailed credit report on all new Equity transactions of ICD, including investments in Funds. Also, work closely with the business departments to ensure timely submission of Equity related proposals and valuation reports. Assess new Equity proposals in line with established credit approval process, including policy and limit compliance, and recommendations on structuring, return, and terms and conditions.
To review & validate annual/quarterly ICD’s Equity portfolio review, including their risk rating and individual investment valuations.
Review and analyze company financials/historical performance and determine reasonableness of valuation assumptions and the proposed Equity valuation methodology. To comment on the feasibility of the proposed hold and/or exit recommendation.
For investments in Funds, identify key risk issues and mitigating factors in the proposed fund, and make recommendations accordingly. To endorse the fund’s risk categorization as the result of the assessment process.
Assist in the risk reporting, particularly in respect of Equity investments.
Participate in development of new internal rating criteria and methodology to rate Equity transactions.
Based on increased risks or adverse trends, and after consultation with Business Department, assist in advising to place Direct Equity transactions, which are perceived as potentially impaired, on a watch list.
Reviewing the investment performance- tracking valuation and company performance and follow up on distressed assets.
Keep abreast of the market and trends and to consistently seek opportunities to improve processes, controls and procedures.
KEY OUTPUT / RESULTS FROM THE ROLE (KPI’S)::
Feedback score from internal users on credit assessment and credit reports on Equity portfolio
Adherence to timelines in critically reviewing Equity portfolio and preparing credit reports
Adherence to timelines in preparing special update quality reports
Adherence to timelines in concluding quality due diligence activities
Qualifications & Languages ::
Master Degree in Economics or Finance or Business from a reputable and internationally recognized institute
CFA, CMA, CPA will be an advantage
Strong verbal and written communication skills – English is a must
Other region-specific language skill requirements to be determined basis geographic orientation
Work Experience:: 7 years of relevant experience in Banking and Financial Services sector. Candidates who have some exposure to Equity assessment and valuation in their previous roles will only be considered. Credit risk review and assessment experience is preferred but not essential. Knowledge of MS Excel, with strong financial modelling and financial analysis skills, is must.