This role is responsible for assessing counterparty credit risk of all new and existing corporate and project finance transactions for ICD as part of the credit approval and monitoring process.
Assessing credit risk of all new corporate and project finance transactions in line with established credit approval process, including policy and limit compliance, assignment of internal risk ratings, and recommendations on structuring, pricing, security, covenants, and terms and conditions.
Ensure new transactions are approved in line with established credit approval process, including timely preparation of all documents required for Investment Committee meetings
Ensuring appropriate pricing of new transactions based on risk rating, capital requirement, and portfolio and market considerations.
Monitor existing transactions in line with established policy and process, including independent annual or quarterly reviews, updates on risk ratings
Assess and provide recommendations on all credit decisions relating to waivers of loan covenants and conditions, changes in terms, and other amendments to transactions agreements.
Assist and closely coordinates with concerned departments in management of impaired transactions
Assist in risk reporting and the formulation and implementation of credit policies, procedures, and processes
KEY OUTPUT / RESULTS FROM THE ROLE (KPI’S):
Implementation of credit risk policies and procedures as per plan
Comprehensiveness and timely submission of relevant credit reports to senior management
Timely resolution of risk queries by departments/ divisions
Timely submission of credit risk review reports
Master in Finance or Management or Business from a reputable and internationally recognized university.
CFA, CMA, CPA will be an advantage but not must
7 years of experience with leading international or regional banks in credit risk or origination role
Experience in credit risk assessment of corporate and project finance debt based transactions from credit approval and portfolio management perspective
Detailed understanding of best practice on credit risk assessment, portfolio management, transaction structuring.
Strong knowledge of banking products, financial and risk modeling, rating methodology, and risk management concepts
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